Equine Insurance Center

Loss of Use

If your horse becomes totally and permanently incapable of fulfilling the functions for which it is used, as stated on your policy, but its condition does not necessitate destruction for humane reasons, you may suffer a financial loss. The Loss of Use extension will pay up to 75% of the animal's value if the company takes possession and or title to the animal or 50% of the value if you choose to keep your horse.

Download your Loss of Use Exam form here.



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